What You Need to Know Before Buying a Home in Citrus Hills, Florida
- Jacqueline Dabb
- May 14
- 3 min read
Updated: May 17

Thinking of buying in Citrus Hills? Whether you're planning your Florida retirement, looking for a second home, or relocating to the Nature Coast, Citrus Hills offers an incredible blend of luxury, lifestyle, and value. But before you start shopping, here are the essentials every buyer should know.
1. Citrus Hills Is a Master-Planned Community — With 14 Villages
The Villages of Citrus Hills is not a single neighborhood but a collection of 14 distinct villages, each with its own HOA, home styles, and amenities. From Terra Vista's gated luxury to Brentwood’s bundled golf to Fairview Estates' acreage lots, there’s a village here to match your lifestyle and budget. Compare the 14 Villages of Citrus Hills
2. Social Membership Is Deeded — and Not Optional in Some Areas
If you're buying in Terra Vista, a Social Membership is required and deeded with the home. In other villages, it may be included or not — but you can’t buy it separately. The membership unlocks resort-style amenities like:
Bella Vita Spa & Fitness Center
Indoor/outdoor pools
Pickleball and tennis courts
Clubs and activities
Three restaurants and bars Learn More About Social Membership
3. HOA Fees Vary — Some Are Annual, Some Monthly
Depending on the village, your HOA fee might be as low as $135/year (Fairview, Greenbriar, etc.) or $250/month in villages like Brentwood and Terra Vista. Care-free homes will have an additional HOA fee for yard maintenance. If the home has a deeded Social Membership. there will be an additional fee of $189 a month on top of the HOA fees. View the HOA Comparison Chart
4. Resale vs. New Construction — Both Options Are Available
You’ll find a mix of:
Resale Homes: Often include social membership, mature landscaping, and are available now
New Construction: Modern finishes, warranties, and the ability to customize — but not available in every village See Current Homes for Sale Explore New Homes
5. You Can Use a Real Estate Agent (and You Should)
Unlike buying directly through the Citrus Hills sales office, working with an independent agent like Jacqueline Dabb gives you:
Unbiased guidance across all 14 villages
Access to resale listings and new construction
Help navigating social membership, fees, and policies
A local expert who knows the ins and outs of each HOA
Call or Text Jacqueline at (801) 910-2058 for personal guidance or a tour.
6. There Are No CDD Fees — Unlike Other Florida Communities
Unlike The Villages, Citrus Hills does not have Community Development District (CDD) fees. That means lower long-term costs and fewer hidden expenses over time. ***Only Davis Reserve will have a CDD fee.
7. Golf, Tennis & Spa Access Depends on Your Membership
If access to golf or the spa is important to you, make sure the home you're buying has active social membership status. Not all homes do — and you can’t add it later.
8. It's Just an Hour from Tampa or Orlando — But Feels a World Away
Many buyers fall in love with Citrus Hills because of its setting on the Nature Coast. You're near:
Crystal River
Fort Island Beach
Hiking, kayaking, manatees, and springs
But still close to major airports and hospitals. Explore Citrus Hills Maps & Location
Buying a Home in Citrus Hills
Buying a home in Citrus Hills is about more than just bedrooms and bathrooms — it’s about finding the right lifestyle and village for you. With thoughtful planning and the right guidance, your Florida dream home is within reach.
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