What You Need to Know Before Buying a Home in Citrus Hills, Florida
- Jacqueline Dabb
- May 14, 2025
- 4 min read
Updated: 6 days ago
Thinking about buying a home in Citrus Hills, Florida? Whether you’re planning for retirement, looking for a second home, or relocating to Florida’s Nature Coast, Citrus Hills offers a wide range of neighborhoods, home styles, amenities, and price points. Before you start shopping, it’s important to understand how the 15 villages differ, how HOA and Social Membership fees work, which areas are gated, and how new construction and resale homes compare. This guide covers the key things buyers should know before choosing a home in Citrus Hills.
1. Citrus Hills Is a Master-Planned Community — With 15 Villages
The Villages of Citrus Hills is not just one neighborhood. It is a collection of 15 distinct villages offering different home styles, lot sizes, HOA structures, amenities, and lifestyles. Buyers can choose from gated communities, golf course homes, carefree homes, condominiums, and larger homes on spacious acreage lots.
Terra Vista offers gated, resort-style living and is the only Citrus Hills village where residents can legally travel throughout the community by golf cart. Brentwood offers its own neighborhood amenities and the 9-hole Brentwood Golf Course, while Fairview Estates and Clearview Estates appeal to buyers looking for larger lots. Davis Reserve, the newest Citrus Hills village, adds new-construction homes to the choices available to buyers.
2. Social Membership Is Deeded — and Not Optional in Some Areas
If you're buying in Terra Vista, a Social Membership is required and deeded with the home. In other Citrus Hills villages, a Social Membership may or may not be deeded with the property, so buyers should verify the membership status of each individual home.
The Social Membership provides access to many of the resort-style amenities that make Citrus Hills unique, including:
• Bella Vita Spa & Fitness Center
• Indoor and outdoor pools
• Three championship golf courses
• Three restaurants and bars
• Pickleball and tennis courts
• Clubs, classes, activities, and entertainment
• Coming soon at Davis Reserve: an outdoor pool and cabana bar
In villages outside Terra Vista, buyers should verify whether a Social Membership is deeded with the specific property, because a membership cannot simply be purchased separately later.
3. HOA Fees Vary — Some Are Annual, Some Monthly
HOA fees vary considerably among the 15 Villages of Citrus Hills. Some villages have relatively low annual HOA fees, while others have monthly fees that include additional neighborhood services or amenities. Carefree or maintenance-free homes may also have a separate fee covering services such as lawn and landscape maintenance.
HOA fees and Social Membership fees are separate expenses. If a home has a deeded Social Membership, the applicable membership fee is paid in addition to the village HOA and any maintenance fees. Because fees and what they include vary by village and property, buyers should compare the total costs associated with a specific home.
4. Resale vs. New Construction — Both Options Are Available
Citrus Hills buyers can choose between resale homes and new construction, and each offers different advantages.
Resale Homes: Resale properties are available throughout the Citrus Hills villages and offer a wide variety of home styles, lot sizes, locations, and price points. Many feature mature landscaping, established neighborhoods, and upgrades already completed by previous owners. A Social Membership may also be deeded with the property, depending on the home.
New Construction: New homes offer current floor plans, modern finishes, energy-efficient features, warranties, and opportunities to select or customize certain features. New construction is available only in select areas, including Davis Reserve, the newest village in Citrus Hills.
5.Start Your Citrus Hills Home Search With Someone Who Knows the Community
After years of helping buyers find homes throughout Citrus Hills, I continue to be a resource for people considering a move to the community. I can help you understand the differences among the 15 villages, Social Membership, HOA fees, new construction, resale homes, and the many choices available throughout Citrus Hills.
When you're ready to begin touring homes, I'll connect you with an experienced real estate professional who can assist you with showings, negotiations, and the purchase process.
Whether you're just beginning your research or you're ready to start looking at homes, you're welcome to call or text me with your Citrus Hills questions.
Call or Text Jacqueline at (801) 910-2058
6. There Are No CDD Fees — Unlike Other Florida Communities
One financial advantage buyers may appreciate about Citrus Hills is that the community does not have Community Development District (CDD) fees. This includes Davis Reserve, the newest village in Citrus Hills. Although a CDD was originally considered for Davis Reserve, the developer ultimately decided not to implement one.
Buyers should still consider the HOA, Social Membership, maintenance fees, property taxes, and other costs that may apply to a particular home, but a separate CDD assessment is not one of them.
7. Close to Tampa and Orlando — But Feels a World Away
Many buyers fall in love with Citrus Hills because of its setting on the Nature Coast. You're near:
Crystal River
Fort Island Beach
Hiking, kayaking, manatees, and springs
But still close to major airports and hospitals. Explore Citrus Hills Maps & Location
Buying a Home in Citrus Hills
Buying a home in Citrus Hills is about more than just bedrooms and bathrooms — it’s about finding the right lifestyle and village for you. With 15 different villages, a wide range of home styles, and both new construction and resale options, there is a lot to consider when choosing the right home.
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